Terms and disclaimer
Last updated: 1 October 2026
Referral service only
Online Home Loans is a referral website. We introduce you to licensed New Zealand mortgage advisers. We do not provide financial advice, recommend products, set interest rates, or arrange lending.
No financial advice
Nothing on this website is financial advice under the Financial Markets Conduct Act 2013. Any advice you receive will come from the licensed adviser you are matched with, under their own disclosure and terms.
No obligation
Sending an enquiry does not commit you to refinance, switch banks or lenders, or engage an adviser. You may decline contact or stop the process at any time.
Referral fees
Online Home Loans or related entities may receive a referral fee if you go ahead with a matched adviser. This does not change what you pay the lender. Advisers will provide their own fee disclosure.
Accuracy
We aim to keep site content accurate and up to date, but information may change. Always confirm lending details with a licensed adviser and your chosen bank or lender.
Liability
To the extent permitted by New Zealand law, we are not liable for decisions you make based solely on this website, or for advice or services provided by third-party advisers or lenders.
Get in touch
Questions: Use the enquiry form · 021 822 073