Skip to content

How it works

Enquire → get matched → adviser gets in touch

Three simple steps. You stay in control. Once you're matched, the licensed adviser deals with you directly.

  1. 1

    Enquire

    Share a few details about your home loan, where you live, and what you're after. Only takes a couple of minutes.

  2. 2

    Get matched

    We refer you to a licensed NZ mortgage adviser who handles refinance work.

  3. 3

    Adviser gets in touch

    They deal with you directly on rates, structure, and next steps. We step back.

What people usually enquire about

Prefer the deeper guides first? Browse the refinance blog.

Online Home Loans does not provide financial advice. We connect you with a licensed New Zealand mortgage adviser.

Online Home Loans may receive a referral fee from the adviser if you go ahead with them. It does not change what you pay, and your adviser will give you their own disclosure before you decide.

See my refinance options